Key Loan Terms & Parameters
Interest Rates
13% - 13% p.a.
Max Loan Amount
Up to ₹1 Cr
Loan Tenure
3 to 4 Years
Processing Fee
Eligibility Criteria
Lending partners verify these criteria during physical or telephonic authentication:
- Age: 25 to 65 years at the time of maturity
- Business Stability: Minimum 3 years of active business history
- Min. Annual Business Turnover: ₹15 Lakhs
- Min. CIBIL Score: 720+ for promoters/business
Required Documents Checklist
No File Uploads Needed: Perfect Lender is purely informational and referral. We will never ask you to upload PAN, Aadhaar, or statements on this website. Keep these copies ready for bank agents when they visit or contact you.
- Proof of Identity & Address of Promoters/Business
- Income Proof: Last 2 years audited Balance Sheet & P&L Statement
- Bank Statements: Last 6 months current account statements
- Business Registration Proof: GST registration certificate, Partnership deed, or MOA/AOA
- Tax Filings: Income Tax Returns (ITR) for last 2 years
Lender Rates Comparison (4 Partners)
| Bank / Partner | Featured Rate (p.a.) | Processing Fee Estimate |
|---|---|---|
| ICICI Bank | Starting 8.5% | |
| Axis Bank | Starting 8.6% | |
| Bajaj Finserv | Starting 10.99% | |
| Tata Capital | Starting 9.25% |
Calculate Business Loan EMI
Loan Amount (₹)₹15,00,000
₹1,00,000₹75,00,000
Interest Rate (% p.a.)13%
5.0%25.0%
Tenure (Years)3 Years (36 Mos)
1 Year5 Years
Estimated Monthly EMI
₹50,541
Total Cost₹18,19,473
Principal₹15,00,000
Interest Cost₹3,19,473
Have Questions?
Speak directly to our referral desk. We coordinate with HDFC, ICICI, SBI, and other partners to resolve your queries instantly.